Okay, I checked with the Franklin Mint and it makes the most sense to
just have one of us get an extra normal savings account for the check. 
Sarah C, do you want to do that and have it in your name (it seems like
it would be easier to deposit then)?  I have no problem having it in my
name and having the account be mine (the two names should be the same
either way, I think), as long as I'm not trying to keep track of the
actual check.  What do people think?
Love,
Liz